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Sahara Financial

Life Insurance
with Living Benefits

Protect yourself and your loved ones

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Our Promise

You deserve to get the life insurance that you don't have to die to use

Are you tired of insurance companies that over-complicate things, have limited options, or give poor customer service? Don’t worry. Sahara Financial has what you’re looking for.

We offer:
✓ Flexible insurance policies
✓ Customized solutions
✓ Friendly and helpful customer service

Stop settling for insurance companies that aren’t giving you individualized service you’re looking for. Call Sahara Financial to book an appointment today.

Our Services

When you hire Sahara Financial you get:

Death Benefit Protection

Protecting who and what
you love is a top priority

Accelerated Benefit Riders

Know that you’ll be taken care of if you suffer a life-altering illness.

Cash Value Accumulation

Liquid savings can cover expenses or supplement retirement income.

Get 6 Weeks Free when you get your health insurance at Sahara Financial. Call us today to make an appointment.

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Featured Service 1

Protection For Your Beneficiaries
Life insurance is the only financial product that provides immediate tax-free* cash at the death of the insured.
* Internal Revenue Code §101(a)(1). There are some exceptions to this rule. Please consult a qualified tax professional for advice concerning your individual situation.

Featured Service 2

Living Benefits
Living Benefits can provide access to your death benefit in the event of a qualifying illness or injury. Proceeds are tax-free and may be used for medical expenses, even those not covered by health insurance, and can be used for income replacement, or for any other purpose.

Featured Service 3

Income For Life
Our universal life insurance policies provide the potential to access your policy's cash value through loans and withdrawals, or through income riders, to help fund a retirement income shortfall.

Types of Life Insurance

Term Life Insurance

Universal Life Insurance

Whole Life Insurance

Get Insurance for Almost Anything You Need

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Myths About Life Insurance

Myth: People who are young and healthy don’t need life insurance.
Fact: Injury and illness can strike at any time. While you may be healthy today, you might find yourself in the middle of a medical emergency tomorrow. Life insurance can give you access to money if you suddenly fall ill.

Myth: Buying term insurance and investing the difference is a good strategy.
Fact: With a universal life policy you can lock in market gains, and at the same time protect your investment from loss, even when the market crashes.

Myth: You don’t need personal life insurance if you have a corporate plan.
Fact: Corporate life insurance plans are convenient, but they only cover you as long as you’re an employee with that company. Your corporate plan also might not provide adequate coverage or include living benefits.

Who We Are

Sahara Financial has been providing insurance in California for the past 5 years. We are now operating nationwide.

We founded Sahara Financial in order to help people get easy and effective insurance coverage. We’re committed to providing insurance services that are simple, comprehensive, and easy to understand.
We want to help you plan your future for yourself and your family.  Let our expertise and experience bring you the peace of mind that will make the difference for you!

CONTACT US TODAY 

Don’t wait too long!  We look forward to working with you!
Frequently Asked Questions
What is Life Insurance?
Traditional Life insurance policies protect customers in the event that they die too soon, but modern life insurance policies offer many benefits that you don’t have to die to use. The old way just covers one risk in life, while the new way covers you for death, becoming sick, or living too long.  Which protection would you prefer for your family?
Why Do You Need Life Insurance?
The primary reason people buy life insurance is to protect their family or business in the event they pass away. Life insurance is the only financial product that provides immediate tax-free* cash at the death of the insured.
What Does Life Insurance with Living Benefits Cover?
Living Benefits can provide access to your death benefit in the event of a qualifying illness or injury. Living Benefits proceeds are tax-free and may be used for medical expenses, even those not covered by health insurance, and can be used for income replacement, or for any other purpose.
Is Life Insurance Required By Law?
No, life insurance isn’t required by law. However, we do require auto insurance for all drivers. Health insurance is considered essential, and we wouldn't dream of buying a house without getting homeowners insurance. So why take a risk when it comes to protecting your most important asset (the lives of yourself and your family) with life insurance?
How Much Does Life Insurance Cost?
The cost of life insurance depends on a number of factors, including your plan type, where you live, and your current age and health. We offer a wide range of plans that are suitable for virtually any budget.